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FREQUENTLY ASKED QUESTIONS About Mobile Home Financing |
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| Q: I've located the home I want to buy. What do I do now? | A: Call First Credit Corporation at 1-800-562-6036. One of our Loan Specialists will advise you on the proper steps to follow in order to close on your home. |
| Q: How long does it take to get an approval on my loan? | A: We can take a credit application over the phone; response time is generally 24 hours. |
| Q: What are your present interest rates and terms of financing? | A: First Credit Corporation utilizes a variety of lending sources, so downpayments, interest rates and terms vary. First Credit continuously provides the most competitive rates and terms available. FIRST CREDIT WORKS DIRECTLY WITH THE LENDER. In many cases, we offer local financing. |
| Q: Who takes care of all the paperwork involved? | A: A representative of First Credit Corporation will conduct the closing and complete preparation of all required documents, including lien investigation. |
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Q: Who takes care of paying the lien, if one exists, and how does the seller get paid?
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A: First Credit Corporation's most unique feature is that we disburse ALL funds at the closing. We bring a check to pay off any existing loan on the home, if applicable. The balance of the proceeds is paid to the seller. If requested in advance, real estate commission checks can be cut as well. NO ONE WAITS FOR THEIR MONEY.
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Home Page
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On Line Pre-Approval Form
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Insurance Information
FIRST CREDIT CORPORATION OF NEW YORK INC.
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